Cheap Car Insurance

Some insurance companies seem to specialize in drivers with clean records, some are nicer to drivers with a little bit of trouble.  

That's one reason why it pays to shop around for car insurance.  Another reason is your credit rating, driving experience and age.  I know a young driver who just bought a 2008 car (a Chevy Malibu).  Because he financed it, he had to get Collision and Comprehensive coverage.  The quote from the first insurance company was $640 a month.  A second company, luckily quoted him about $275 a month.  He has been driving about a year, but at the age of 20 has managed to mess up his credit.  The first company apparently cared more about his credit than the second.

By the way, he has no accidents or tickets.

It's a good idea to know what features your car has, like anti-lock brakes, airbags, etc. before contacting any insurance company.

It's always a good idea to keep the number of points on your license to a minimum.  If you get a ticket, try talking to the DA about what you can do.  They may allow you to take a defensive driving course to reduce the violation.

Sites that can help you find a good deal by getting quotes from  several companies at once:

You can even use them to decide which car to buy, based on insurance costs.

I believe the two sites listed below use different companies, but there is some overlap.

1. Netquote.com - They've been around for quite a while now.
2. 2Insure4Less -

As a service to our visitors, we have listed resources here to help you find cheap car insurance anywhere in the USA.  Insurance can be expensive.  If you can find the best company for you, it can cut your expenses by quite a bit.  This allows you to give more to the oil and utility companies :-).   Progressive, Geico, Allstate and State Farm are excellent companies, but their requirements vary a great deal.  Later on in the article, there are two sites that check all the major companies and find the ones that are the best deal for you, individually.

In many cases, prices are lower online, especially if you pick the automatic payment option.

Also, you may not be aware that most car insurance companies can fax your insurance cards immediately 

when you sign up on- line.  The can send them directly to your auto dealer, or to you.  If you do not have a fax number, you can get one quickly for free from eFax.  They give you a fax number and any faxes sent to that number are immediately forwarded to your email.  The fax is sent as an attachment, which can be easily printed on your printer. Try eFax free – instant activation.

Insurance carriers in specific states:

21st Century Insurance is a quality, affordable carrier for auto insurance serving CA, AZ, IN, IL, NV, WA and OR.21st Century Insurance Company